P2P Lending/Borrowing

**maytreefrannie** · 24-07-2012, 08:33 PM

I've seen the first Bank of Dave programme and missed the second - hope to catch up on 4OD.

I haven't come across the phrase P2P before - I assume it means Person to Person?

**Capsid** · 24-07-2012, 09:35 PM

P2P = peer to peer. Taken from the internet as in peer to peer filesharing ie no middle man.

**Two_Sheds** · 25-07-2012, 06:24 AM

BBC News - Peer-to-peer lending via the internet hits �250m

Zopa UK Loans - Get a great rate loan from Zopa Lenders

Those links are good, if anyone's interested

**chris** · 25-07-2012, 06:53 AM

MFT - as Mark says it's based on a distributed "peer" model.. I've had my eye on ratesetter (who seem to offer a better all round package as opposed to zopa) for a few years now, thinking I'm going to take the plunge and stick in some money as a lender.

I quite fancy the bank on dave one too, not merely for the interest, but more so as it's more local (UK wide) lending/borrowing. I also quite like the idea of the local currencies that are popping up. Thinking of getting involved in the Cardiff one - I think it originated from the Bristol/Bath (can't remember which city it was) one?

**veggiechicken** · 25-07-2012, 07:40 AM

Never heard of this before. Interesting. - thanks Chris.
Does Taff the Grape know about the Cardiff Taffs currency?

**dominic10** · 25-07-2012, 08:35 AM

Hi Chris - have you done a search at Companies House on any of the cos you are interested in. Very short of time this a.m. Companies House seems to have changed beyond all recognition so need time to do searches.

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